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No-Fault Car Accident Lawyers in New York

Our car accident attorneys explain the nuances of New York's Personal Injury Protection policies

Sometimes called Personal Injury Protection (PIP), no-fault is a portion of your automobile insurance policy meant to cover medical expenses and losses immediately following an accident. The term"no-fault" refers to the distribution of funds regardless of liability, meaning you and your vehicle's passengers may receive reimbursement for specific economic losses even if you were partially at fault for the accident.

New York's no-fault law

Article 51 of New York Insurance Law — also referred to as the No-Fault Law and the Comprehensive Motor Vehicle Insurance Reparations Act — was passed in 2006. While it is beneficial in terms of helping you receive immediate short-term medical care and a portion of your lost wages, there are several distinct drawbacks:

  • The no-fault law restricts your ability to file an auto accident lawsuit unless your economic losses exceed $50,000, or your injury is determined to be "serious" as defined by Article 51.
  • The $50,000 fund does not cover auto body repair for your own vehicle or for another's vehicle.
  • The policy does not allow you to receive compensation for noneconomic losses, including pain and suffering and loss of quality of life.

Other limitations exist, further complicating the actual application of this law as it relates to your ability to file an auto accident lawsuit. Understanding the nuances of this law is best left in the hands of knowledgeable attorneys.

Neimark & Neimark is here to help

Neimark & Neimark has the experience needed to navigate the auto accident claims process in New York. Whether you need to know who is eligible to collect first-party benefits or what disqualifies you from receiving any benefits at all, an attorney from our New York injury law firm can answer your questions.  We have decades of experience helping accident victims receive compensation for their injuries and can apply this knowledge to your case.

Rely on a caring and persistent New York car accident lawyer from Neimark & Neimark

You deserve compensation for your losses and expenses related to your motor vehicle accident. If you are looking for a car accident attorney in New York, Neimark & Neimark can help you.  We do not collect attorney’s fees until we successfully get you compensated. Contact us online or call us at 888.310.8306 for a free consultation. We look forward to knowing you.

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